Learn What Sets Me Apart From The Rest

When you are looking for a real estate agent to hire, whether it be to sell your home or purchase a new home, there are some important things you should consider. Let me share my background with you, and the reasons why you would want to hire someone with my experience.

My career of over 25 years has provided me with a wealth of knowledge and a depth of expertise to assist you with your real estate sale or purchase. It actually began as a child, as a daughter of a carpenter, where we renovated our homes as family projects. From there I learned many facets of the home building and construction process. I bought my first house at the age of 22, and have continued building and renovating homes throughout my adult life. I always have a project going on, and am always happy to share my experiences and contractors with my clients.

My first position out of school was with Galbreath Mortgage Company. I ended a 21-year career there (now known as JPMorgan Chase), as Vice President, Default Loan Servicing. Those 21 years gave me a tremendous background in mortgage loan servicing, homeowners insurance, real estate taxes, loan transfers, defaulted loans including collection, foreclosure, bankruptcy, loss mitigation, REO's and customer service from the inside.

I also had the opportunity to work for a title company and real estate law firm and gained knowledge about every aspect of the title business from title policies to loan closings. The law firm handled foreclosures and bankruptcies and I had the privilege of processing the cases and bidding at the Sheriff's Sales on behalf of the lenders. You can't get much more on the inside than that.

A corporate restructure at JPMorgan Chase in 2002 opened the door for me to accept a great severance package and take my career to a new and different height. I had previously marketed and sold several of my own properties (FSBO's) and had always wanted to obtain my real estate license. As a single parent with two kids, time did not permit. But when the door of opportunity opened in 2002, my kids were grown, and it was the perfect time to cease it. So, here I am starting my eighth year as a realtor, and it's just the beginning.

Not only do I have a wealth of knowledge and experience in the technical aspects of the business, I am a professional. The business of real estate isn't just about putting a sign in the yard or showing houses. It requires a level of professionalism with integrity and character and trust. It's about results and putting your clients first and achieving your clients' goals. You need great analytical skills, negotiation skills and marketing skills. You must have the ability to organize and multi-task and pay attention to details. I have demonstated those throughout my career, which speaks to the level I achieved in the corporate world.

Now, I'm taking those same qualities, and will open and manage a satellite office in Marble Cliff named Cheryl Dye & Tri-Village Associates Real Living HER. My objective is to focus marketing in the Tri-Village area which includes Marble Cliff, Grandview and Upper Arlington, while continuing to service my loyal past clients and their referrals in Franklin and the surrounding counties. Five agents whose work ethic and styles are complimentary will join me to partner in increasing that market share.

So, if you have any doubt that I'm not your best choice, please let me refer you to some of my past clients. I think they will echo what I have shared with you. I'd love to do business with you...see the difference for yourself.

Short Sales and REO's...I Can Help You

Are you behind in your mortgage payments and don't know what to do? Do you qualify for a loan modification? Have you experienced a hardship that might qualify you for a short sale? Has your property dropped in value and you believe you can't sell? These are all questions that you may be facing, and I can help you with the answers.

I can help you evaluate your options and determine what avenue is best for you. I can help you navigate the system and work with your mortgage company for a smooth resolution. I know this is a tough time, and I can help you understand the process and alleviate some of the stress and frustration.

Please don't wait until it's too late...please call me today at 614.506.2566. I have worked with lots of people who can attest to my experience and service in this area.

Thinking of Buying or Building a New Home? This Will Be the Biggest Purchase of Your Lifetime..Don't Trust it to Just Anyone

My commitment to you is to:

	Work on your behalf to streamline your home search and help you understand the process.
	Research "comparable" properties to determine a fair price and terms.
	Provide you with detailed information on your desired locations, communities, schools, and builders to help you in your decision-making process.
	Prepare your Purchase Agreement and accompanying documents.
	Negotiate for the price, terms and conditions that are agreeable to you.
	Assist in obtaining financing.
	Follow-up with your mortgage lender, the title company, the seller's agent and others until the house is yours.

Thinking of Selling Your Home? Yours Could Be Featured Here...Call Me

If you are thinking of selling your home, please call me for a free market analysis.

I will:

	Help establish a reasonable selling price for your home within its fair market value based on market data.
	Market your home through the Multiple Listing Service (MLS).
	Give you suggestions on how to prepare your property for showing.
	Coordinate the advertising of your home using Real Living/HER's industry-leading marketing technologies.
	Give you feedback on your home from Open Houses and prospective buyers.
	Pre-qualify buyers when possible.
	Coordinate the details of your closing with all parties involved.

My Clients Can Take Advantage of My Discounts and Contractor Referrals

I grew up in a construction family and I have been involved in remodeling and building homes my entire life. I am happy to share my experiences with you, help you obtain estimates, and share my list of preferred contractors.

See What Some of My Clients Have Said...You Can Become One of these Many Satisfied People

"…We'd love to have you stop out some time and see the house now that it has our stuff in it. The house has been great. We owe you so much for all your hard work. We couldn't be happier with the house!"

"…WE THANK GOD FOR HIS FAITHFULNESS AND ALSO FOR YOUR DILIGENCE, SWEAT & PROBABLY EVEN SOME TEARS. WE WILL BE SURE TO REFER YOU TO OTHERS WHEN POSSIBLE…"

"Cheryl: I just want to say a big THANK YOU to you for helping me find my new home that I love very much! I appreciate all of the legwork that you put into finding the right condo that would interest me, setting up the appointments, and taking care of all of the paperwork and research."

"I can honestly say that everything went very smoothly up through to the closing and I am so glad that you were there every step of the way. Additionally, your knowledge of real estate and also the mortgage business was extremely helpful."

"Again I appreciate everything you did, and if I have friends that are interested in buying/selling then I'll be sure to refer them over to you."

"The referrals I have sent your way are the result of the outstanding job you have done assisting each individual with their home purchase. I hope I can forward some more prospective customers in the future."

Call or E-mail me today...you'll be glad you did!