Jim and Rebecca Kirk & Associates
Real Living HER
 
Jim and Rebecca Kirk & Associates
Direct: (614) 571-1192
Office: (740) 983-4307
Fax: (614) 333-5002

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Copyright © 2008. Real Living, Inc. All rights reserved.

Real Living HER, 77 E. Nationwide Blvd, Columbus, OH 43215. Licensed in Ohio.





Do you owe more on your home than what you can sell it for in today's market?

Are you facing financial troubles? Is your mortgage payment becoming too much of a burden? Whether you have tried to sell your home in the past with no luck or just feeling like you cannot continue on with your mortgage payments, we may be able to help you avoid foreclosure.

 

Evaluate Your Situation.

The first step is to evaluate your situation and discuss your options. We have experience in working with mortgage companies with a process known as a short sale. A short sale is where the mortgage company settles for less than what you currently owe on the property in order for you to get the home sold and avoid foreclosure. Not all mortgage companies offer this option. Depending on the type of mortgage loan you have will determine whether or not this option would be available to you. Most of the time a short sale means no money out of your pocket. The mortgage company absorbs the fees associated with selling the home including real estate commissions, closing costs, title fees, etc.

We can assist you in marketing your home for sale. Even if you are not current with your mortgage payments it may not be too late to sell your home. If you are in a home that you simply cannot afford, this may be your best option. Contact us as soon as possible to get your house on the market and be realistic about the price. If you need to sell your home quickly, you may need to offer it for less than what you think it is worth. On the other hand, if you go for top dollar, you may not have any takers and you'll end up with a foreclosure anyway. If you are truly in danger of losing your home you should not attempt this on your own. We are specialized in marketing homes, attracting potential buyers, negotiating contracts, processing title orders, etc. Everything you need to know we will provide and more.

Take the Right Steps.

Very few realtors are knowledgeable on the short sale process. They tend to inflate listing prices, incorrectly market properties that are in need of a quick sale and have no true knowledge of the paperwork process involved when dealing with the mortgage companies. Also there are buyers and so called investors who will try to take advantage of your financial difficulty and promise you an easy way out. They may want you to move out and deed the property to them, with a promise to pay off your mortgage when the property is sold. Remember, if it sounds too good to be true, it probably is. Besides making up missed payments the only true way to avoid foreclosure and save your credit is to sell your home.

Our Services Are Immediately Available.

Please make sure you ask for Jim or Rebecca Kirk when calling our office or click on the link below to send us a confidential no obligation email.